Global Unsecured Business Loan Industry

2023-2029 Global Unsecured Business Loan Industry Research & Trends Analysis Report

Global Unsecured Business Loan Industry

2023-2029 Global Unsecured Business Loan Industry Research & Trends Analysis Report


Get latest Market Research Reports on Unsecured Business Loan. Industry analysis and Market Report on Unsecured Business Loan is a syndicated market report, published as Global Unsecured Business Loan Market Research Report . It is complete Research Study and Industry Analysis of Unsecured Business Loan market, to understand, Market Demand, Growth, trends analysis and Factor Influencing market

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According to the research report published by Market IntelliX, the global market for Unsecured Business Loan should grow from US$ million in 2022 to US$ million by 2029, with a CAGR of % for the period of 2023-2029.

China Unsecured Business Loan market should grow from US$ million in 2022 to US$ million by 2029, with a CAGR of % for the period of 2023-2029.

The United States Unsecured Business Loan market should grow from US$ million in 2022 to US$ million by 2029, with a CAGR of % for the period of 2023-2029.

In terms of type, Short-term Loans segment holds a share about % in 2022 and will reach % in 2029; while in terms of application, BFSI has a share approximately % in 2022 and will grow at a CAGR % during 2023 and 2029.

The global key manufacturers of Unsecured Business Loan include American Express Co, Bank of America Corp, Bank of China, Biz2Credit Inc, Bluevine Inc, BNP Paribas SA, Coastway Community Bank, Credit Suisse Group AG and Deutsche Bank AG, etc. In 2022, the global top five players hold a share approximately % in terms of revenue.

Unsecured business loans can be obtained without collateral or guarantee, such as a piece of land, a house, or gold. This involves risk for the lender as in case of failure of repayment of the loan amount, the lender cannot recover the loan amount by selling the guaranteed asset. An unsecured business loan is popular as it involves less paperwork and faster approval. However, unsecured loans require an excellent credit score as the eligibility, which reflects the creditworthiness of the borrower. These loans provide a great funding opportunity for businesses that do not have assets and need instant cash. The interest rate is higher with unsecured loans compared to secured loans. In case of any missing payment, the lender starts levying a late fee. The lenders usually resort to legal options against the borrowers if they cannot recover the money from unsecured loans. 

This report aims to provide a comprehensive study of the global market for Unsecured Business Loan. Report Highlights:

(1) Global Unsecured Business Loan market size (value), history data from 2018-2022 and forecast data from 2023 to 2029.

(2) Global Unsecured Business Loan market competitive situation, revenue and market share, from 2018 to 2022.

(3) China Unsecured Business Loan market competitive situation, revenue and market share, from 2018 to 2022.

(4) Global Unsecured Business Loan segment by region (or country), key regions cover the United States, Europe, Japan, South Korea, Southeast Asia and India, etc.

(5) Global Unsecured Business Loan segment by type and by application and regional segment by type and by application.

(6) Unsecured Business Loan industry supply chain, upstream, midstream and downstream analysis.

Market segment by regions, regional analysis covers

North America (United States, Canada and Mexico)

Europe (Germany, France, UK, Russia, Italy and Rest of Europe)

Asia-Pacific (China, Japan, South Korea, India, Southeast Asia, Australia and Rest of Asia-Pacific)

South America (Brazil, Rest of South America)

Middle East & Africa

Market segment by type, covers

Short-term Loans

Medium-term Loans

Long-term Loans

Market segment by application, can be divided into

BFSI

Retail

IT & Telecom

Healthcare

Manufacturing

Energy and Utility

Others

Market segment by players, this report covers

American Express Co

Bank of America Corp

Bank of China

Biz2Credit Inc

Bluevine Inc

BNP Paribas SA

Coastway Community Bank

Credit Suisse Group AG

Deutsche Bank AG

Funding Circle Holdings

HDB Financial Services

JPMorgan Chase and Co

National Funding Inc

OnDeck Capital

Rapid Finance

Shamrock Bank N.A

Toronto-Dominion Bank

Goldman Sachs

UBS Group AG

Wells Fargo

1 Market Overview

1.1 Product Overview and Scope of Unsecured Business Loan

1.2 Global Unsecured Business Loan Market Size and Forecast

1.3 China Unsecured Business Loan Market Size and Forecast

1.4 China Market Percentage in Global

1.4.1 By Revenue, China Unsecured Business Loan Share in Global Market, 2018-2029

1.4.2 Unsecured Business Loan Market Size: China VS Global, 2018-2029

1.5 Unsecured Business Loan Market Dynamics

1.5.1 Unsecured Business Loan Market Drivers

1.5.2 Unsecured Business Loan Market Restraints

1.5.3 Unsecured Business Loan Industry Trends

1.5.4 Unsecured Business Loan Industry Policy

2 Global Competitive Situation by Company

2.1 Global Unsecured Business Loan Revenue by Company (2018-2023)

2.2 Global Unsecured Business Loan Participants, Market Position (Tier 1, Tier 2 and Tier 3)

2.3 Global Unsecured Business Loan Concentration Ratio

2.4 Global Unsecured Business Loan Mergers & Acquisitions, Expansion Plans

2.5 Global Unsecured Business Loan Manufacturers Product Type

3 China Competitive Situation by Company

3.1 China Unsecured Business Loan Revenue by Company (2018-2023)

3.2 China Unsecured Business Loan Unsecured Business Loan Participants, Market Position (Tier 1, Tier 2 and Tier 3)

3.3 China Unsecured Business Loan, Revenue Percentage of Local Players VS Foreign Manufacturers (2018-2023)

4 Industry Chain Analysis

4.1 Unsecured Business Loan Industry Chain

4.2 Unsecured Business Loan Upstream Analysis

4.3 Unsecured Business Loan Midstream Analysis

4.4 Unsecured Business Loan Downstream Analysis

5 Sights by Type

5.1 Unsecured Business Loan Classification

5.1.1 Short-term Loans

5.1.2 Medium-term Loans

5.1.3 Long-term Loans

5.2 By Type, Global Unsecured Business Loan Market Size & CAGR, 2018 VS 2022 VS 2029

5.3 By Type, Global Unsecured Business Loan Revenue, 2018-2029

6 Sights by Application

6.1 Unsecured Business Loan Segment by Application

6.1.1 BFSI

6.1.2 Retail

6.1.3 IT & Telecom

6.1.4 Healthcare

6.1.5 Manufacturing

6.1.6 Energy and Utility

6.1.7 Others

6.2 By Application, Global Unsecured Business Loan Market Size & CAGR, 2018 VS 2022 VS 2029

6.3 By Application, Global Unsecured Business Loan Revenue, 2018-2029

7 Sales Sights by Region

7.1 By Region, Global Unsecured Business Loan Market Size, 2018 VS 2022 VS 2029

7.2 By Region, Global Unsecured Business Loan Market Size, 2018-2029

7.3 North America

7.3.1 North America Unsecured Business Loan Market Size & Forecasts, 2018-2029

7.3.2 By Country, North America Unsecured Business Loan Market Size Market Share

7.4 Europe

7.4.1 Europe Unsecured Business Loan Market Size & Forecasts, 2018-2029

7.4.2 By Country, Europe Unsecured Business Loan Market Size Market Share

7.5 Asia Pacific

7.5.1 Asia Pacific Unsecured Business Loan Market Size & Forecasts, 2018-2029

7.5.2 By Country/Region, Asia Pacific Unsecured Business Loan Market Size Market Share

7.6 South America

7.6.1 South America Unsecured Business Loan Market Size & Forecasts, 2018-2029

7.6.2 By Country, South America Unsecured Business Loan Market Size Market Share

7.7 Middle East & Africa

8 Sights by Country Level

8.1 By Country, Global Unsecured Business Loan Market Size & CAGR，2018 VS 2022 VS 2029

8.2 By Country, Global Unsecured Business Loan Market Size, 2018-2029

8.3 U.S.

8.3.1 U.S. Unsecured Business Loan Market Size, 2018-2029

8.3.2 By Company, U.S. Unsecured Business Loan Revenue Market Share, 2018-2023

8.3.3 By Type, U.S. Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.3.4 By Application, U.S. Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.4 Europe

8.4.1 Europe Unsecured Business Loan Market Size, 2018-2029

8.4.2 By Company, Europe Unsecured Business Loan Revenue Market Share, 2018-2023

8.4.3 By Type, Europe Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.4.4 By Application, Europe Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.5 China

8.5.1 China Unsecured Business Loan Market Size, 2018-2029

8.5.2 By Company, China Unsecured Business Loan Revenue Market Share, 2018-2023

8.5.3 By Type, China Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.5.4 By Application, China Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.6 Japan

8.6.1 Japan Unsecured Business Loan Market Size, 2018-2029

8.6.2 By Company, Japan Unsecured Business Loan Revenue Market Share, 2018-2023

8.6.3 By Type, Japan Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.6.4 By Application, Japan Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.7 South Korea

8.7.1 South Korea Unsecured Business Loan Market Size, 2018-2029

8.7.2 By Company, South Korea Unsecured Business Loan Revenue Market Share, 2018-2023

8.7.3 By Type, South Korea Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.7.4 By Application, South Korea Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.8 Southeast Asia

8.8.1 Southeast Asia Unsecured Business Loan Market Size, 2018-2029

8.8.2 By Company, Southeast Asia Unsecured Business Loan Revenue Market Share, 2018-2023

8.8.3 By Type, Southeast Asia Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.8.4 By Application, Southeast Asia Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.9 India

8.9.1 India Unsecured Business Loan Market Size, 2018-2029

8.9.2 By Company, India Unsecured Business Loan Revenue Market Share, 2018-2023

8.9.3 By Type, India Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.9.4 By Application, India Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.10 Middle East & Asia

8.10.1 Middle East & Asia Unsecured Business Loan Market Size, 2018-2029

8.10.2 By Company, Middle East & Asia Unsecured Business Loan Revenue Market Share, 2018-2023

8.10.3 By Type, Middle East & Asia Unsecured Business Loan Revenue Market Share, 2022 VS 2029

8.10.4 By Application, Middle East & Asia Unsecured Business Loan Revenue Market Share, 2022 VS 2029

9 Global Manufacturers Profile

9.1 American Express Co

9.1.1 American Express Co Company Information, Head Office, Market Area and Industry Position

9.1.2 American Express Co Company Profile and Main Business

9.1.3 American Express Co Unsecured Business Loan Models, Specifications and Application

9.1.4 American Express Co Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.1.5 American Express Co Recent Developments

9.2 Bank of America Corp

9.2.1 Bank of America Corp Company Information, Head Office, Market Area and Industry Position

9.2.2 Bank of America Corp Company Profile and Main Business

9.2.3 Bank of America Corp Unsecured Business Loan Models, Specifications and Application

9.2.4 Bank of America Corp Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.2.5 Bank of America Corp Recent Developments

9.3 Bank of China

9.3.1 Bank of China Company Information, Head Office, Market Area and Industry Position

9.3.2 Bank of China Company Profile and Main Business

9.3.3 Bank of China Unsecured Business Loan Models, Specifications and Application

9.3.4 Bank of China Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.3.5 Bank of China Recent Developments

9.4 Biz2Credit Inc

9.4.1 Biz2Credit Inc Company Information, Head Office, Market Area and Industry Position

9.4.2 Biz2Credit Inc Company Profile and Main Business

9.4.3 Biz2Credit Inc Unsecured Business Loan Models, Specifications and Application

9.4.4 Biz2Credit Inc Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.4.5 Biz2Credit Inc Recent Developments

9.5 Bluevine Inc

9.5.1 Bluevine Inc Company Information, Head Office, Market Area and Industry Position

9.5.2 Bluevine Inc Company Profile and Main Business

9.5.3 Bluevine Inc Unsecured Business Loan Models, Specifications and Application

9.5.4 Bluevine Inc Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.5.5 Bluevine Inc Recent Developments

9.6 BNP Paribas SA

9.6.1 BNP Paribas SA Company Information, Head Office, Market Area and Industry Position

9.6.2 BNP Paribas SA Company Profile and Main Business

9.6.3 BNP Paribas SA Unsecured Business Loan Models, Specifications and Application

9.6.4 BNP Paribas SA Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.6.5 BNP Paribas SA Recent Developments

9.7 Coastway Community Bank

9.7.1 Coastway Community Bank Company Information, Head Office, Market Area and Industry Position

9.7.2 Coastway Community Bank Company Profile and Main Business

9.7.3 Coastway Community Bank Unsecured Business Loan Models, Specifications and Application

9.7.4 Coastway Community Bank Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.7.5 Coastway Community Bank Recent Developments

9.8 Credit Suisse Group AG

9.8.1 Credit Suisse Group AG Company Information, Head Office, Market Area and Industry Position

9.8.2 Credit Suisse Group AG Company Profile and Main Business

9.8.3 Credit Suisse Group AG Unsecured Business Loan Models, Specifications and Application

9.8.4 Credit Suisse Group AG Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.8.5 Credit Suisse Group AG Recent Developments

9.9 Deutsche Bank AG

9.9.1 Deutsche Bank AG Company Information, Head Office, Market Area and Industry Position

9.9.2 Deutsche Bank AG Company Profile and Main Business

9.9.3 Deutsche Bank AG Unsecured Business Loan Models, Specifications and Application

9.9.4 Deutsche Bank AG Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.9.5 Deutsche Bank AG Recent Developments

9.10 Funding Circle Holdings

9.10.1 Funding Circle Holdings Company Information, Head Office, Market Area and Industry Position

9.10.2 Funding Circle Holdings Company Profile and Main Business

9.10.3 Funding Circle Holdings Unsecured Business Loan Models, Specifications and Application

9.10.4 Funding Circle Holdings Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.10.5 Funding Circle Holdings Recent Developments

9.11 HDB Financial Services

9.11.1 HDB Financial Services Company Information, Head Office, Market Area and Industry Position

9.11.2 HDB Financial Services Company Profile and Main Business

9.11.3 HDB Financial Services Unsecured Business Loan Models, Specifications and Application

9.11.4 HDB Financial Services Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.11.5 HDB Financial Services Recent Developments

9.12 JPMorgan Chase and Co

9.12.1 JPMorgan Chase and Co Company Information, Head Office, Market Area and Industry Position

9.12.2 JPMorgan Chase and Co Company Profile and Main Business

9.12.3 JPMorgan Chase and Co Unsecured Business Loan Models, Specifications and Application

9.12.4 JPMorgan Chase and Co Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.12.5 JPMorgan Chase and Co Recent Developments

9.13 National Funding Inc

9.13.1 National Funding Inc Company Information, Head Office, Market Area and Industry Position

9.13.2 National Funding Inc Company Profile and Main Business

9.13.3 National Funding Inc Unsecured Business Loan Models, Specifications and Application

9.13.4 National Funding Inc Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.13.5 National Funding Inc Recent Developments

9.14 OnDeck Capital

9.14.1 OnDeck Capital Company Information, Head Office, Market Area and Industry Position

9.14.2 OnDeck Capital Company Profile and Main Business

9.14.3 OnDeck Capital Unsecured Business Loan Models, Specifications and Application

9.14.4 OnDeck Capital Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.14.5 OnDeck Capital Recent Developments

9.15 Rapid Finance

9.15.1 Rapid Finance Company Information, Head Office, Market Area and Industry Position

9.15.2 Rapid Finance Company Profile and Main Business

9.15.3 Rapid Finance Unsecured Business Loan Models, Specifications and Application

9.15.4 Rapid Finance Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.15.5 Rapid Finance Recent Developments

9.16 Shamrock Bank N.A

9.16.1 Shamrock Bank N.A Company Information, Head Office, Market Area and Industry Position

9.16.2 Shamrock Bank N.A Company Profile and Main Business

9.16.3 Shamrock Bank N.A Unsecured Business Loan Models, Specifications and Application

9.16.4 Shamrock Bank N.A Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.16.5 Shamrock Bank N.A Recent Developments

9.17 Toronto-Dominion Bank

9.17.1 Toronto-Dominion Bank Company Information, Head Office, Market Area and Industry Position

9.17.2 Toronto-Dominion Bank Company Profile and Main Business

9.17.3 Toronto-Dominion Bank Unsecured Business Loan Models, Specifications and Application

9.17.4 Toronto-Dominion Bank Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.17.5 Toronto-Dominion Bank Recent Developments

9.18 Goldman Sachs

9.18.1 Goldman Sachs Company Information, Head Office, Market Area and Industry Position

9.18.2 Goldman Sachs Company Profile and Main Business

9.18.3 Goldman Sachs Unsecured Business Loan Models, Specifications and Application

9.18.4 Goldman Sachs Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.18.5 Goldman Sachs Recent Developments

9.19 UBS Group AG

9.19.1 UBS Group AG Company Information, Head Office, Market Area and Industry Position

9.19.2 UBS Group AG Company Profile and Main Business

9.19.3 UBS Group AG Unsecured Business Loan Models, Specifications and Application

9.19.4 UBS Group AG Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.19.5 UBS Group AG Recent Developments

9.20 Wells Fargo

9.20.1 Wells Fargo Company Information, Head Office, Market Area and Industry Position

9.20.2 Wells Fargo Company Profile and Main Business

9.20.3 Wells Fargo Unsecured Business Loan Models, Specifications and Application

9.20.4 Wells Fargo Unsecured Business Loan Revenue and Gross Margin, 2018-2023

9.20.5 Wells Fargo Recent Developments

10 Conclusion

11 Appendix

11.1 Research Methodology

11.2 Data Source

11.2.1 Secondary Sources

11.2.2 Primary Sources

11.3 Market Estimation Model

11.4 Disclaimer

Tables & Figures:
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Research Methodology:
This research study involved the extensive usage of both primary and secondary data sources. The research process involved the study of various factors affecting the industry, including the government policy, market environment, competitive landscape, historical data, present trends in the market, technological innovation, upcoming technologies and the technical progress in related industry, and market risks, opportunities, market barriers and challenges. The following illustrative figure shows the market research methodology applied in this report.
Unsecured Business Loan Market Size Estimation

To estimate market size and trends, we use a combination of top-down and bottom-up methods. This allows us to evaluate the market from various perspectives—by company, region, product type, and end users.

Our estimates are based on actual sales data, excluding any discounts. Segment breakdowns and market shares are calculated using weighted averages based on usage rates and average prices. Regional insights are determined by how widely a product or service is adopted in each area.

Key companies are identified through secondary sources like industry reports and company filings. We then verify revenue estimates and other key data points through primary research, including interviews with industry experts, company executives, and decision-makers.

We take into account all relevant factors that could influence the market and validate our findings with real-world input. Our final insights combine both qualitative and quantitative data to provide a well-rounded view. Please note, these estimates do not account for unexpected changes such as inflation, economic downturns, or policy shifts.

Data Source

Secondary Sources

This study draws on a wide range of secondary sources, including press releases, annual reports, non-profit organizations, industry associations, government agencies, and customs data. We also referred to reputable databases and directories such as Bloomberg, Wind Info, Hoovers, Factiva, Trading Economics, Statista, and others. Additional references include investor presentations, company filings (e.g., SEC), economic data, and documents from regulatory and industry bodies.

These sources were used to gather technical and market-focused insights, identify key players, analyze market segmentation and classification, and track major trends and developments across industries.

Market Size
  • Segmental value
  • Geographic Penetration
  • Product Adoption Rate for Different market
  • Journals, Websites, and Press Releases
  • Annual Reports and SEC Filings
  • Company Websites and Press Releases
  • Public and Paid Databases
  • Market Intellix Data Repository
Market Position of Top Company
  • Product Financials
  • Geographic value Mix
  • Total Company value
  • Business/Segmental value Mix
Qualitative Analysis
  • Influence Factors
  • Market Potential
  • Market Risks and Opportunities
  • Industry Trends
  • Geographical Features
  • Government Policies
  • Company Websites and Press Releases
  • Public and Paid Databases
  • Annual Reports
  • Industry Associations
  • Market Intellix Data Repository

Primary Sources

As part of our primary research, we interviewed a variety of stakeholders from both the supply and demand sides to gather valuable qualitative and quantitative insights.

On the supply side, we spoke with product manufacturers, competitors, industry experts, research institutions, distributors, traders, and raw material suppliers. On the demand side, we engaged with business leaders, marketing and sales heads, technology and innovation directors, supply chain executives, and end users across key organizations.

These conversations helped us better understand market segmentation, pricing, applications, leading players, supply chains, demand trends, industry outlook, and key market dynamics—including risks, opportunities, barriers, and strategic developments.

Key Data Information from Primary Sources

Primary Sources Parameters Key Data
Market Segments(by Application, by Type)
  • Value by Type
  • Status and Forecast
  • Value by Application
  • Value by Regions, Status and Forecast (2025-2031)
  • Value Market Share by Type
  • Value Growth Rate by Type
  • Value by Application
  • Percentage and Growth Rate by Application
  • Value Growth Rate and Market Share by Regions
  • Market Size Status and Forecast (2025-2031)
Total Market
  • Overall Size, Status and Forecast
  • Market Size Status and Forecast (2025-2031)
Frequently asked questions(FAQ's):
Is the Unsecured Business Loan Market shifting its focus from growth to value?
Recognize the areas along the Unsecured Business Loan Market's value chain where players are generating value. To get a complete picture, kindly read the entire report.
What are the major applications for Unsecured Business Loan?
Unsecured Business Loan has a wide range of applications, including and others.
What is the current state of the Unsecured Business Loan Industry, and what is the projected growth trajectory through 2030?
In 2024, the Unsecured Business Loan Market share surpassed USD xx million, and between 2025 and 2030, it will grow at a CAGR of yy%.
What is really changing the Unsecured Business Loan Market behavior?
Consumer behavior changes will reshape the entire decision-making process and companies in the Unsecured Business Loan Industry will need to adapt quickly.
What does the future hold for the Unsecured Business Loan Industry?
This latest research publication on the Unsecured Business Loan Market is an in-depth market tracker that provides a comprehensive assessment of the challenges that manufacturers face in achieving new growth cycles in the current scenario.