Global Consumer Loans Industry

2023-2029 Global Consumer Loans Industry Research & Trends Analysis Report

Global Consumer Loans Industry

2023-2029 Global Consumer Loans Industry Research & Trends Analysis Report


Insights into the Consumer Loans Market include supply chain optimization, Consumer Loans challenges, and growth forecasts segmented by region and service type.

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According to the research report published by Market IntelliX, the global market for Consumer Loans should grow from US$ million in 2022 to US$ million by 2029, with a CAGR of % for the period of 2023-2029.

China Consumer Loans market should grow from US$ million in 2022 to US$ million by 2029, with a CAGR of % for the period of 2023-2029.

The United States Consumer Loans market should grow from US$ million in 2022 to US$ million by 2029, with a CAGR of % for the period of 2023-2029.

In terms of type, Auto Loans segment holds a share about % in 2022 and will reach % in 2029; while in terms of application, Individual Use has a share approximately % in 2022 and will grow at a CAGR % during 2023 and 2029.

The global key manufacturers of Consumer Loans include Wells Fargo & Company, American Express Company, JPMorgan Chase & Co., HSBC, Citigroup, Mitsubishi UFJ Financial, BNP Paribas, Bank of America Corporation and Deutsche Bank, etc. In 2022, the global top five players hold a share approximately % in terms of revenue.

Consumer Loan is one category of financing focused on individual and household consumers. It contains home and auto Leasing, as well as personal loans extended to people who use the funds for individual or family purposes.

This report aims to provide a comprehensive study of the global market for Consumer Loans. Report Highlights:

(1) Global Consumer Loans market size (value), history data from 2018-2022 and forecast data from 2023 to 2029.

(2) Global Consumer Loans market competitive situation, revenue and market share, from 2018 to 2022.

(3) China Consumer Loans market competitive situation, revenue and market share, from 2018 to 2022.

(4) Global Consumer Loans segment by region (or country), key regions cover the United States, Europe, Japan, South Korea, Southeast Asia and India, etc.

(5) Global Consumer Loans segment by type and by application and regional segment by type and by application.

(6) Consumer Loans industry supply chain, upstream, midstream and downstream analysis.

Market segment by regions, regional analysis covers

North America (United States, Canada and Mexico)

Europe (Germany, France, UK, Russia, Italy and Rest of Europe)

Asia-Pacific (China, Japan, South Korea, India, Southeast Asia, Australia and Rest of Asia-Pacific)

South America (Brazil, Rest of South America)

Middle East & Africa

Market segment by type, covers

Auto Loans

Credit Cards

Mortgages

Student Loans

Online Shopping Loan

Others

Market segment by application, can be divided into

Individual Use

Household Use

Market segment by players, this report covers

Wells Fargo & Company

American Express Company

JPMorgan Chase & Co.

HSBC

Citigroup

Mitsubishi UFJ Financial

BNP Paribas

Bank of America Corporation

Deutsche Bank

SABB (Alawwal)

Arab National Bank

Riyad Bank

China Construction Bank

Industrial and Commercial Bank of China

The Bank of China

Barclays

Agricultural Bank of China

China Merchants Bank

China Citic Bank

Bank of Beijing Consumer Finance Company

Home Credit

Mashang Consumer Finance (MSCF)

Merchants Union Consumer Finance

BON BNPP Consumer Finance (Suning Consumer Finance)

1 Market Overview

1.1 Product Overview and Scope of Consumer Loans

1.2 Global Consumer Loans Market Size and Forecast

1.3 China Consumer Loans Market Size and Forecast

1.4 China Market Percentage in Global

1.4.1 By Revenue, China Consumer Loans Share in Global Market, 2018-2029

1.4.2 Consumer Loans Market Size: China VS Global, 2018-2029

1.5 Consumer Loans Market Dynamics

1.5.1 Consumer Loans Market Drivers

1.5.2 Consumer Loans Market Restraints

1.5.3 Consumer Loans Industry Trends

1.5.4 Consumer Loans Industry Policy

2 Global Competitive Situation by Company

2.1 Global Consumer Loans Revenue by Company (2018-2023)

2.2 Global Consumer Loans Participants, Market Position (Tier 1, Tier 2 and Tier 3)

2.3 Global Consumer Loans Concentration Ratio

2.4 Global Consumer Loans Mergers & Acquisitions, Expansion Plans

2.5 Global Consumer Loans Manufacturers Product Type

3 China Competitive Situation by Company

3.1 China Consumer Loans Revenue by Company (2018-2023)

3.2 China Consumer Loans Consumer Loans Participants, Market Position (Tier 1, Tier 2 and Tier 3)

3.3 China Consumer Loans, Revenue Percentage of Local Players VS Foreign Manufacturers (2018-2023)

4 Industry Chain Analysis

4.1 Consumer Loans Industry Chain

4.2 Consumer Loans Upstream Analysis

4.3 Consumer Loans Midstream Analysis

4.4 Consumer Loans Downstream Analysis

5 Sights by Type

5.1 Consumer Loans Classification

5.1.1 Auto Loans

5.1.2 Credit Cards

5.1.3 Mortgages

5.1.4 Student Loans

5.1.5 Online Shopping Loan

5.1.6 Others

5.2 By Type, Global Consumer Loans Market Size & CAGR, 2018 VS 2022 VS 2029

5.3 By Type, Global Consumer Loans Revenue, 2018-2029

6 Sights by Application

6.1 Consumer Loans Segment by Application

6.1.1 Individual Use

6.1.2 Household Use

6.2 By Application, Global Consumer Loans Market Size & CAGR, 2018 VS 2022 VS 2029

6.3 By Application, Global Consumer Loans Revenue, 2018-2029

7 Sales Sights by Region

7.1 By Region, Global Consumer Loans Market Size, 2018 VS 2022 VS 2029

7.2 By Region, Global Consumer Loans Market Size, 2018-2029

7.3 North America

7.3.1 North America Consumer Loans Market Size & Forecasts, 2018-2029

7.3.2 By Country, North America Consumer Loans Market Size Market Share

7.4 Europe

7.4.1 Europe Consumer Loans Market Size & Forecasts, 2018-2029

7.4.2 By Country, Europe Consumer Loans Market Size Market Share

7.5 Asia Pacific

7.5.1 Asia Pacific Consumer Loans Market Size & Forecasts, 2018-2029

7.5.2 By Country/Region, Asia Pacific Consumer Loans Market Size Market Share

7.6 South America

7.6.1 South America Consumer Loans Market Size & Forecasts, 2018-2029

7.6.2 By Country, South America Consumer Loans Market Size Market Share

7.7 Middle East & Africa

8 Sights by Country Level

8.1 By Country, Global Consumer Loans Market Size & CAGR，2018 VS 2022 VS 2029

8.2 By Country, Global Consumer Loans Market Size, 2018-2029

8.3 U.S.

8.3.1 U.S. Consumer Loans Market Size, 2018-2029

8.3.2 By Company, U.S. Consumer Loans Revenue Market Share, 2018-2023

8.3.3 By Type, U.S. Consumer Loans Revenue Market Share, 2022 VS 2029

8.3.4 By Application, U.S. Consumer Loans Revenue Market Share, 2022 VS 2029

8.4 Europe

8.4.1 Europe Consumer Loans Market Size, 2018-2029

8.4.2 By Company, Europe Consumer Loans Revenue Market Share, 2018-2023

8.4.3 By Type, Europe Consumer Loans Revenue Market Share, 2022 VS 2029

8.4.4 By Application, Europe Consumer Loans Revenue Market Share, 2022 VS 2029

8.5 China

8.5.1 China Consumer Loans Market Size, 2018-2029

8.5.2 By Company, China Consumer Loans Revenue Market Share, 2018-2023

8.5.3 By Type, China Consumer Loans Revenue Market Share, 2022 VS 2029

8.5.4 By Application, China Consumer Loans Revenue Market Share, 2022 VS 2029

8.6 Japan

8.6.1 Japan Consumer Loans Market Size, 2018-2029

8.6.2 By Company, Japan Consumer Loans Revenue Market Share, 2018-2023

8.6.3 By Type, Japan Consumer Loans Revenue Market Share, 2022 VS 2029

8.6.4 By Application, Japan Consumer Loans Revenue Market Share, 2022 VS 2029

8.7 South Korea

8.7.1 South Korea Consumer Loans Market Size, 2018-2029

8.7.2 By Company, South Korea Consumer Loans Revenue Market Share, 2018-2023

8.7.3 By Type, South Korea Consumer Loans Revenue Market Share, 2022 VS 2029

8.7.4 By Application, South Korea Consumer Loans Revenue Market Share, 2022 VS 2029

8.8 Southeast Asia

8.8.1 Southeast Asia Consumer Loans Market Size, 2018-2029

8.8.2 By Company, Southeast Asia Consumer Loans Revenue Market Share, 2018-2023

8.8.3 By Type, Southeast Asia Consumer Loans Revenue Market Share, 2022 VS 2029

8.8.4 By Application, Southeast Asia Consumer Loans Revenue Market Share, 2022 VS 2029

8.9 India

8.9.1 India Consumer Loans Market Size, 2018-2029

8.9.2 By Company, India Consumer Loans Revenue Market Share, 2018-2023

8.9.3 By Type, India Consumer Loans Revenue Market Share, 2022 VS 2029

8.9.4 By Application, India Consumer Loans Revenue Market Share, 2022 VS 2029

8.10 Middle East & Asia

8.10.1 Middle East & Asia Consumer Loans Market Size, 2018-2029

8.10.2 By Company, Middle East & Asia Consumer Loans Revenue Market Share, 2018-2023

8.10.3 By Type, Middle East & Asia Consumer Loans Revenue Market Share, 2022 VS 2029

8.10.4 By Application, Middle East & Asia Consumer Loans Revenue Market Share, 2022 VS 2029

9 Global Manufacturers Profile

9.1 Wells Fargo & Company

9.1.1 Wells Fargo & Company Company Information, Head Office, Market Area and Industry Position

9.1.2 Wells Fargo & Company Company Profile and Main Business

9.1.3 Wells Fargo & Company Consumer Loans Models, Specifications and Application

9.1.4 Wells Fargo & Company Consumer Loans Revenue and Gross Margin, 2018-2023

9.1.5 Wells Fargo & Company Recent Developments

9.2 American Express Company

9.2.1 American Express Company Company Information, Head Office, Market Area and Industry Position

9.2.2 American Express Company Company Profile and Main Business

9.2.3 American Express Company Consumer Loans Models, Specifications and Application

9.2.4 American Express Company Consumer Loans Revenue and Gross Margin, 2018-2023

9.2.5 American Express Company Recent Developments

9.3 JPMorgan Chase & Co.

9.3.1 JPMorgan Chase & Co. Company Information, Head Office, Market Area and Industry Position

9.3.2 JPMorgan Chase & Co. Company Profile and Main Business

9.3.3 JPMorgan Chase & Co. Consumer Loans Models, Specifications and Application

9.3.4 JPMorgan Chase & Co. Consumer Loans Revenue and Gross Margin, 2018-2023

9.3.5 JPMorgan Chase & Co. Recent Developments

9.4 HSBC

9.4.1 HSBC Company Information, Head Office, Market Area and Industry Position

9.4.2 HSBC Company Profile and Main Business

9.4.3 HSBC Consumer Loans Models, Specifications and Application

9.4.4 HSBC Consumer Loans Revenue and Gross Margin, 2018-2023

9.4.5 HSBC Recent Developments

9.5 Citigroup

9.5.1 Citigroup Company Information, Head Office, Market Area and Industry Position

9.5.2 Citigroup Company Profile and Main Business

9.5.3 Citigroup Consumer Loans Models, Specifications and Application

9.5.4 Citigroup Consumer Loans Revenue and Gross Margin, 2018-2023

9.5.5 Citigroup Recent Developments

9.6 Mitsubishi UFJ Financial

9.6.1 Mitsubishi UFJ Financial Company Information, Head Office, Market Area and Industry Position

9.6.2 Mitsubishi UFJ Financial Company Profile and Main Business

9.6.3 Mitsubishi UFJ Financial Consumer Loans Models, Specifications and Application

9.6.4 Mitsubishi UFJ Financial Consumer Loans Revenue and Gross Margin, 2018-2023

9.6.5 Mitsubishi UFJ Financial Recent Developments

9.7 BNP Paribas

9.7.1 BNP Paribas Company Information, Head Office, Market Area and Industry Position

9.7.2 BNP Paribas Company Profile and Main Business

9.7.3 BNP Paribas Consumer Loans Models, Specifications and Application

9.7.4 BNP Paribas Consumer Loans Revenue and Gross Margin, 2018-2023

9.7.5 BNP Paribas Recent Developments

9.8 Bank of America Corporation

9.8.1 Bank of America Corporation Company Information, Head Office, Market Area and Industry Position

9.8.2 Bank of America Corporation Company Profile and Main Business

9.8.3 Bank of America Corporation Consumer Loans Models, Specifications and Application

9.8.4 Bank of America Corporation Consumer Loans Revenue and Gross Margin, 2018-2023

9.8.5 Bank of America Corporation Recent Developments

9.9 Deutsche Bank

9.9.1 Deutsche Bank Company Information, Head Office, Market Area and Industry Position

9.9.2 Deutsche Bank Company Profile and Main Business

9.9.3 Deutsche Bank Consumer Loans Models, Specifications and Application

9.9.4 Deutsche Bank Consumer Loans Revenue and Gross Margin, 2018-2023

9.9.5 Deutsche Bank Recent Developments

9.10 SABB (Alawwal)

9.10.1 SABB (Alawwal) Company Information, Head Office, Market Area and Industry Position

9.10.2 SABB (Alawwal) Company Profile and Main Business

9.10.3 SABB (Alawwal) Consumer Loans Models, Specifications and Application

9.10.4 SABB (Alawwal) Consumer Loans Revenue and Gross Margin, 2018-2023

9.10.5 SABB (Alawwal) Recent Developments

9.11 Arab National Bank

9.11.1 Arab National Bank Company Information, Head Office, Market Area and Industry Position

9.11.2 Arab National Bank Company Profile and Main Business

9.11.3 Arab National Bank Consumer Loans Models, Specifications and Application

9.11.4 Arab National Bank Consumer Loans Revenue and Gross Margin, 2018-2023

9.11.5 Arab National Bank Recent Developments

9.12 Riyad Bank

9.12.1 Riyad Bank Company Information, Head Office, Market Area and Industry Position

9.12.2 Riyad Bank Company Profile and Main Business

9.12.3 Riyad Bank Consumer Loans Models, Specifications and Application

9.12.4 Riyad Bank Consumer Loans Revenue and Gross Margin, 2018-2023

9.12.5 Riyad Bank Recent Developments

9.13 China Construction Bank

9.13.1 China Construction Bank Company Information, Head Office, Market Area and Industry Position

9.13.2 China Construction Bank Company Profile and Main Business

9.13.3 China Construction Bank Consumer Loans Models, Specifications and Application

9.13.4 China Construction Bank Consumer Loans Revenue and Gross Margin, 2018-2023

9.13.5 China Construction Bank Recent Developments

9.14 Industrial and Commercial Bank of China

9.14.1 Industrial and Commercial Bank of China Company Information, Head Office, Market Area and Industry Position

9.14.2 Industrial and Commercial Bank of China Company Profile and Main Business

9.14.3 Industrial and Commercial Bank of China Consumer Loans Models, Specifications and Application

9.14.4 Industrial and Commercial Bank of China Consumer Loans Revenue and Gross Margin, 2018-2023

9.14.5 Industrial and Commercial Bank of China Recent Developments

9.15 The Bank of China

9.15.1 The Bank of China Company Information, Head Office, Market Area and Industry Position

9.15.2 The Bank of China Company Profile and Main Business

9.15.3 The Bank of China Consumer Loans Models, Specifications and Application

9.15.4 The Bank of China Consumer Loans Revenue and Gross Margin, 2018-2023

9.15.5 The Bank of China Recent Developments

9.16 Barclays

9.16.1 Barclays Company Information, Head Office, Market Area and Industry Position

9.16.2 Barclays Company Profile and Main Business

9.16.3 Barclays Consumer Loans Models, Specifications and Application

9.16.4 Barclays Consumer Loans Revenue and Gross Margin, 2018-2023

9.16.5 Barclays Recent Developments

9.17 Agricultural Bank of China

9.17.1 Agricultural Bank of China Company Information, Head Office, Market Area and Industry Position

9.17.2 Agricultural Bank of China Company Profile and Main Business

9.17.3 Agricultural Bank of China Consumer Loans Models, Specifications and Application

9.17.4 Agricultural Bank of China Consumer Loans Revenue and Gross Margin, 2018-2023

9.17.5 Agricultural Bank of China Recent Developments

9.18 China Merchants Bank

9.18.1 China Merchants Bank Company Information, Head Office, Market Area and Industry Position

9.18.2 China Merchants Bank Company Profile and Main Business

9.18.3 China Merchants Bank Consumer Loans Models, Specifications and Application

9.18.4 China Merchants Bank Consumer Loans Revenue and Gross Margin, 2018-2023

9.18.5 China Merchants Bank Recent Developments

9.19 China Citic Bank

9.19.1 China Citic Bank Company Information, Head Office, Market Area and Industry Position

9.19.2 China Citic Bank Company Profile and Main Business

9.19.3 China Citic Bank Consumer Loans Models, Specifications and Application

9.19.4 China Citic Bank Consumer Loans Revenue and Gross Margin, 2018-2023

9.19.5 China Citic Bank Recent Developments

9.20 Bank of Beijing Consumer Finance Company

9.20.1 Bank of Beijing Consumer Finance Company Company Information, Head Office, Market Area and Industry Position

9.20.2 Bank of Beijing Consumer Finance Company Company Profile and Main Business

9.20.3 Bank of Beijing Consumer Finance Company Consumer Loans Models, Specifications and Application

9.20.4 Bank of Beijing Consumer Finance Company Consumer Loans Revenue and Gross Margin, 2018-2023

9.20.5 Bank of Beijing Consumer Finance Company Recent Developments

9.21 Home Credit

9.21.1 Home Credit Company Information, Head Office, Market Area and Industry Position

9.21.2 Home Credit Company Profile and Main Business

9.21.3 Home Credit Consumer Loans Models, Specifications and Application

9.21.4 Home Credit Consumer Loans Revenue and Gross Margin, 2018-2023

9.21.5 Home Credit Recent Developments

9.22 Mashang Consumer Finance (MSCF)

9.22.1 Mashang Consumer Finance (MSCF) Company Information, Head Office, Market Area and Industry Position

9.22.2 Mashang Consumer Finance (MSCF) Company Profile and Main Business

9.22.3 Mashang Consumer Finance (MSCF) Consumer Loans Models, Specifications and Application

9.22.4 Mashang Consumer Finance (MSCF) Consumer Loans Revenue and Gross Margin, 2018-2023

9.22.5 Mashang Consumer Finance (MSCF) Recent Developments

9.23 Merchants Union Consumer Finance

9.23.1 Merchants Union Consumer Finance Company Information, Head Office, Market Area and Industry Position

9.23.2 Merchants Union Consumer Finance Company Profile and Main Business

9.23.3 Merchants Union Consumer Finance Consumer Loans Models, Specifications and Application

9.23.4 Merchants Union Consumer Finance Consumer Loans Revenue and Gross Margin, 2018-2023

9.23.5 Merchants Union Consumer Finance Recent Developments

9.24 BON BNPP Consumer Finance (Suning Consumer Finance)

9.24.1 BON BNPP Consumer Finance (Suning Consumer Finance) Company Information, Head Office, Market Area and Industry Position

9.24.2 BON BNPP Consumer Finance (Suning Consumer Finance) Company Profile and Main Business

9.24.3 BON BNPP Consumer Finance (Suning Consumer Finance) Consumer Loans Models, Specifications and Application

9.24.4 BON BNPP Consumer Finance (Suning Consumer Finance) Consumer Loans Revenue and Gross Margin, 2018-2023

9.24.5 BON BNPP Consumer Finance (Suning Consumer Finance) Recent Developments

10 Conclusion

11 Appendix

11.1 Research Methodology

11.2 Data Source

11.2.1 Secondary Sources

11.2.2 Primary Sources

11.3 Market Estimation Model

11.4 Disclaimer

Tables & Figures:
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Research Methodology:
This research study involved the extensive usage of both primary and secondary data sources. The research process involved the study of various factors affecting the industry, including the government policy, market environment, competitive landscape, historical data, present trends in the market, technological innovation, upcoming technologies and the technical progress in related industry, and market risks, opportunities, market barriers and challenges. The following illustrative figure shows the market research methodology applied in this report.
Consumer Loans Market Size Estimation

To estimate market size and trends, we use a combination of top-down and bottom-up methods. This allows us to evaluate the market from various perspectives—by company, region, product type, and end users.

Our estimates are based on actual sales data, excluding any discounts. Segment breakdowns and market shares are calculated using weighted averages based on usage rates and average prices. Regional insights are determined by how widely a product or service is adopted in each area.

Key companies are identified through secondary sources like industry reports and company filings. We then verify revenue estimates and other key data points through primary research, including interviews with industry experts, company executives, and decision-makers.

We take into account all relevant factors that could influence the market and validate our findings with real-world input. Our final insights combine both qualitative and quantitative data to provide a well-rounded view. Please note, these estimates do not account for unexpected changes such as inflation, economic downturns, or policy shifts.

Data Source

Secondary Sources

This study draws on a wide range of secondary sources, including press releases, annual reports, non-profit organizations, industry associations, government agencies, and customs data. We also referred to reputable databases and directories such as Bloomberg, Wind Info, Hoovers, Factiva, Trading Economics, Statista, and others. Additional references include investor presentations, company filings (e.g., SEC), economic data, and documents from regulatory and industry bodies.

These sources were used to gather technical and market-focused insights, identify key players, analyze market segmentation and classification, and track major trends and developments across industries.

Market Size
  • Segmental value
  • Geographic Penetration
  • Product Adoption Rate for Different market
  • Journals, Websites, and Press Releases
  • Annual Reports and SEC Filings
  • Company Websites and Press Releases
  • Public and Paid Databases
  • Market Intellix Data Repository
Market Position of Top Company
  • Product Financials
  • Geographic value Mix
  • Total Company value
  • Business/Segmental value Mix
Qualitative Analysis
  • Influence Factors
  • Market Potential
  • Market Risks and Opportunities
  • Industry Trends
  • Geographical Features
  • Government Policies
  • Company Websites and Press Releases
  • Public and Paid Databases
  • Annual Reports
  • Industry Associations
  • Market Intellix Data Repository

Primary Sources

As part of our primary research, we interviewed a variety of stakeholders from both the supply and demand sides to gather valuable qualitative and quantitative insights.

On the supply side, we spoke with product manufacturers, competitors, industry experts, research institutions, distributors, traders, and raw material suppliers. On the demand side, we engaged with business leaders, marketing and sales heads, technology and innovation directors, supply chain executives, and end users across key organizations.

These conversations helped us better understand market segmentation, pricing, applications, leading players, supply chains, demand trends, industry outlook, and key market dynamics—including risks, opportunities, barriers, and strategic developments.

Key Data Information from Primary Sources

Primary Sources Parameters Key Data
Market Segments(by Application, by Type)
  • Value by Type
  • Status and Forecast
  • Value by Application
  • Value by Regions, Status and Forecast (2025-2031)
  • Value Market Share by Type
  • Value Growth Rate by Type
  • Value by Application
  • Percentage and Growth Rate by Application
  • Value Growth Rate and Market Share by Regions
  • Market Size Status and Forecast (2025-2031)
Total Market
  • Overall Size, Status and Forecast
  • Market Size Status and Forecast (2025-2031)
Frequently asked questions(FAQ's):
Is the Consumer Loans Market shifting its focus from growth to value?
Recognize the areas along the Consumer Loans Market's value chain where players are generating value. To get a complete picture, kindly read the entire report.
What is the estimated size & growth rate of the Consumer Loans Market?
In recent years, the Consumer Loans Market has grown at an incredible rate. From 2025 to 2030, the market is expected to grow at a CAGR of yy%.
Where does the Consumer Loans Industry stands in terms of scaling end-use implementations?
According to the Consumer Loans Market research paper, organizations are making more progress than their supply chain counterparts, including suppliers.
What are the top priorities for the growth of the Consumer Loans Market?
In this highly competitive and rapidly evolving Consumer Loans Industry, top strategic priorities such as innovation, diversification, and M&A would remain consistent.